$50,000 and Under

Flexible and affordable capital for existing businesses that need financing for working capital, equipment, debt refinance, or tenant improvements. Ask about our USDA and SBA microloan programs.

Inquire Now

Note that an inquiry is not an application. After you submit your inquiry, a loan officer will contact you (within two business days) to help you begin the application process.

Get Started

Apply Now

You will be redirected to an online application that will take you about 15 minutes to complete. No additional documentation will be required at this time. However, you should have the following information ready prior to getting started:

  • Monthly personal income and expenses
  • Monthly business income and expenses
  • Business assets
  • Existing personal debt obligations
  • Existing business debt obligations

After you’ve gathered this information, click the button below to begin our online application.


To get started, fill out and submit this microloan application form. If you’d rather complete and submit a paper copy of this form, you can download a paper copy here. You do not need to submit anything other than this form to get started.

The loan process timeline primarily depends on you! As long as you submit all required information in a timely manner, the loan process will move fairly quickly.

After you submit your initial application, we check your credit and pre-approve or deny your application based on your credit history and application information. We then provide a list of additional documents you must submit to us for review.

After you submit those documents, we’ll review your application again and make our final loan decision!

Besides the initial application, the documents you need will vary depending on the size of the loan you requested and the status of your business. But in many cases, we require you to submit your business’s pay stubs, tax returns, bank statements, and business plan.

We require that you set up automatic debit through your business bank account to pay back your loan.

Ready to Start?

First, submit some basic information. Then, we’ll help you start the application process.