$50,000 and Under
Flexible and affordable capital for existing businesses that need financing for working capital, equipment, debt refinance, or tenant improvements. Ask about our USDA and SBA microloan programs.
You will be redirected to an online application that will take you about 15 minutes to complete. No documentation will be required at this time however you should have the following information ready prior to getting started. If you would rather fill out a paper application, you may download a paper application.
- Monthly personal income and expenses
- Monthly business income and expenses
- Business assets
- Existing personal debt obligations
- Existing business debt obligations
The loan process timeline primarily depends on you! As long as you submit all required information in a timely manner, the loan process will move fairly quickly.
After you submit your initial application, we check your credit and pre-approve or deny your application based on your credit history and application information. We then provide a list of additional documents you must submit to us for review.
After you submit those documents, we’ll review your application again and make our final loan decision!
Besides the initial application, the documents you need will vary depending on the size of the loan you requested and the status of your business. But in many cases, we require you to submit your business’s pay stubs, tax returns, bank statements, and business plan.
We require that you set up automatic debit through your business bank account to pay back your loan.