Serving Central California

We invest in small businesses with the greater goal of improving borrowers’ financial standing, revitalizing communities, and spurring economic growth.

Northern Region 15%
Central Region 71%
Southern Region 14%

Types of Loans

  • Enterprise Loans (22%)
  • Micro Loans (52%)
  • Startup Loans (26%)

Enterprise Loans

$50,000 to $800,000

For existing businesses that need financing for working capital, equipment, debt refinance, commercial real estate, business acquisitions, or tenant improvements.

Micro Loans

$5,000 to $50,000

Flexible and affordable capital for existing businesses that need financing for working capital, equipment, debt refinance, or tenant improvements.

Startup Loans

Up to 75% of Startup Cost

Flexible and affordable capital for entrepreneurs to help get their business off the ground.

Demographics of our Borrowers

Minority 64%
Low to Moderate Income 63%
Women 36%
Rural 21%
Veteran 6%

View Our 2016 Annual Report