A big partner for small businesses.

Funding Central California businesses up to $1,000,000

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Start Up, Strengthen, or Expand

From $5,000 to $1,000,000. Whether you are looking to expand your current business or starting a new one, Access Plus Capital can get you where you want to be.

Startup Businesses

Up to 75% of Startup Cost

One of the biggest challenges you’ll face as a new startup is getting enough capital to get your business off the ground.


$50,000 and Under

Flexible and affordable capital for existing businesses that need financing for working capital, equipment, debt refinance.

Enterprise Loan

$50,000 to $1,000,000

For existing businesses that need financing for working capital, equipment, debt refinance, or tenant improvements.

Business Resources

We do a lot more than provide funding! We truly want the businesses we work with to succeed, which is why we provide free advice, assistance, and other resources that you can use to get ahead.

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Success Stories

photo of Anna and Nellie, Mother and Daughter team at BMS

Building Maintenance Services

Since 1952 Building Maintenance Services Inc. (BMS) has provided commercial cleaning and janitorial services in the Central Valley and Southern California. With business at a standstill, the mother-daughter team, Anna Fernandez and Nellie Castaneda, we…

Heartbeat Boxing

After 30 years of working in the restaurant business, Gilbert Ruiz wanted to try something new. And so, along with his wife Lourdes, he set out to follow his passion. “Boxing has always been my passion,” said Gilbert. “I was a competitor when I was a k…

City Market

City Market owner Jose Michel loves the freedom and community connection he’s gained from starting his own business – and becoming his own boss. “I like running the grocery store a lot, because I’ve grown a lot,” said Jose. “And I like to be in touch w…

Get Started Now

Don’t wait! Inquire about a business loan today, and see how Access Plus Capital can help your business grow.