$5,000 - $20,000

Fast turnaround loans for targeted business needs. With a streamlined application and approval process, we can provide nanoloan funding within just five business days. Now available in Fresno, Stanislaus, and Kern counties.

Reasonable Rates

5-Day Approval Process

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Note that an inquiry is not an application. After you submit your inquiry, a loan officer will contact you (within two business days) to help you begin the application process.

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  • No Collateral Required
  • Interest Rate
  • Minimum Credit Score of 550
  • A great product to help any business establish a business credit history.

You will be redirected to an online application that will take you about 15 minutes to complete. You should be ready to submit/upload the following documents when submitting the online application.

  • Most Recent Business Tax Return
  • Last 3 Months of Personal and Business Bank Statements
  • Monthly personal income and expenses
  • Monthly business income and expenses

If you’d rather fill out a paper application, you can click here to download a paper application. After you fill out the paper application, you can contact our staff to help you submit your application online.


To get started, fill out and submit this nanoloan application form (you may be asked to create a login for our system). If you’d rather complete a paper copy of this form, you can download a paper copy here and then connect with our staff to process your application online. You do not need to submit anything other than this form to get started, but the seven-day process begins after your application is filed online (along with your other required documents).

The loan approval timeline primarily depends on you! As long as you submit all required information in a timely manner, the loan process moves fairly quickly. We usually complete the nanoloan application, approval, and disbursement process within seven business days.

After you submit your initial application, we check your credit and pre-approve or deny your application based on your credit history and application information. We then provide a list of additional documents you must submit to us for review.

After you submit those documents, we’ll review your application again and make our final loan decision.

Besides the initial application, the documents you need to submit include three months’ worth of your business’s bank statements and a copy of your last tax returns.

We require that you set up automatic debit through your business bank account to pay back your loan.

Ready to Start?

First, submit some basic information. Then, we’ll help you start the application process.