A ton of paperwork and coordination is required to finalize a business loan, and it takes a special kind of person to manage all the details. Thankfully, Loan Processing Analyst Ronna Martinez is that special kind of person! Ronna’s diligence, team spirit, and natural curiosity make her perfect for this position, as she’ll tell you herself in our latest Meet the Team interview.


First, tell me a little bit about your background. What did you do before you became part of the Access Plus Capital team?

I was born and raised in Madera and moved to Fresno in 2001 for work. I have been in the lending world in one way or another since 2003, working on the wholesale side of mortgage lending and insurance financing. Before 2003, I was an operations manager for an audio/video plant in Northwest Fresno for five years.


What do you do at Access Plus Capital? 

My title is Loan Processing Analyst, and my main job is to close and fund loans after underwriting approval. This includes (but isn’t limited to) collecting compliance items, drawing loan documents, notarizing client signatures, and perfecting our loan collateral with government agencies such as the DMV and County Recorder’s offices. I often work on a handful of active loans each day, which keeps me pretty busy. 


What is your favorite part of working at Access Plus Capital?

There are two equally great reasons I love working here.  First, my manager allows her team’s voices to be heard!  I have worked for several big banks where operational staff are not encouraged to pass their suggestions along to upper management. Here, my manager welcomes any and all ideas that can improve our daily operations and our efficiency. 

Second, I love my team!  They are some of the hardest-working, most knowledgeable, and most diligent people I’ve had the pleasure of working with. We all feel very strongly about Access Plus Capital’s primary mission, which is to help small business owners flourish. That makes it easy and fun to collaborate and help our clients reach their goals!


What is your favorite part of working with business owners? 

I am a people person, and I also love to learn. Developing relationships with small business owners and providing them with the resources they need to be successful allows me to satisfy my joy in getting to know people. During these conversations, I like to ask our clients about their business and the services they provide, which satisfies my joy of learning.


What’s the latest project you worked on? What was unique about it?

I recently closed a business acquisition that was not only a bulk sale escrow (a transfer of fixed assets), but also a stock purchase (a transfer of stocks from the seller to the buyer). A title company, a bulk sale escrow company, an attorney, and myself all worked together to make the deal happen as quickly as possible. And we did it!


What are some of your outside of work hobbies and interests?

I have two sons, ages 27 and 6. I love spending time with them, whether we are just watching TV, going to the park, or going out to eat. I also love interior design and decorating.


Want Ronna to put the finishing touches on your next small business loan? Then be sure to stop into our office and inquire about our loans. As soon as you’re approved, we’ll set Ronna to work! 

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