At Access Plus Capital, we believe that our team members are the heartbeat of our organization. This month, we shine the spotlight on Siah Moua, one of our dedicated employees.


In the heart of Fresno, a city brimming with diversity and vibrant cultures, one woman’s extraordinary journey has become a testament to the power of resilience, compassion, and the pursuit of a dream. Siah Moua, the Loan Processing Manager at Access Plus Capital, has devoted her life to helping underserved communities achieve their American dreams, driven by her own remarkable history as a refugee.


In 2000, Siah’s path led her to the Fresno Economic Opportunities Commission (Fresno EOC), where she joined their refugee program as the Asset Development and Credit Specialist, providing funding to support Central Asian farmers. The completion of the refugee resettlement program marked the beginning of a new chapter for Fresno EOC—one that would transform into the Community Development Financial Institution (CDFI) we know today as Access Plus Capital.


Reflecting on her journey, Siah states, “I strongly believe that the lending aspect started from the resettlement program, where we provided microloans to the Southeast Asian settlement farmers.” This deep understanding of the transformative power of financial support for underserved communities became the cornerstone of her work.


After some time away from the Fresno EOC, Siah rejoined Access Plus Capital in March 2023, as the Loan Processing Manager, bringing with her a wealth of experience and an unyielding passion for community empowerment. Siah’s dedication to Access Plus Capital’s mission stems from her belief that traditional financial institutions often overlook the needs of small businesses seeking loans below $500,000. With her return, Siah stepped into a newly established managerial position, recognizing the necessity of her role in bridging the gap between the organization’s aspirations and the community’s aspirations.


“I came back to give back to our community,” Siah explains. “The mission of Access Plus Capital is so important because our underserved communities have been left behind by the real financial organizations.” She emphasizes the crucial role CDFIs play in transforming dreams into reality for individuals and businesses that would otherwise struggle to secure financial support.


Drawing from her personal journey as a refugee, Siah carries a profound sense of purpose and responsibility. Her experiences have shaped her commitment to empowering underserved communities through the Access Plus Capital network. Recognizing the unique challenges they face, Siah states, “We do great work at Access Plus Capital, and we have helped so many underserved small business owners. Yet, we haven’t reached out to everybody. If we quit now, who will they turn to?”


Siah’s unwavering commitment and passion for serving our community have made a significant impact on our clients and their journey toward financial empowerment. Thank you, Siah, for your exceptional work!