City of Bakersfield ReSTART Loan to Grant Program - This Program is now closed

$2,500 - $50,000 Loan to Grant

Credit History

Required to verify business owner has not filed for bankruptcy in the last 3 years or has outstanding tax liens.

Eligible Uses

Working Capital (Payroll costs, including costs for employee vacation, parental, family, medical, and sick leave, employee-related insurance, rent, inventory, supplies/materials, utilities, professional services, and more)


City of Bakersfield

This program is now closed.

Loan to Grant Guidelines

  • Applicant must be a for-profit Business physically located and operating in the City of Bakersfield.

  • Funds are limited to (1) loan per business entity.

  • Applicant (Business) must have a current and valid City of Bakersfield Business License, and demonstrate that business has been operating for a minimum of one year.

  • Annual revenues should not exceed $2,000,000.

  • Applicant (Business) must have 25 or fewer employees.

  • Applicant (Business) must have been negatively impacted by the COVID-19 pandemic and must be able to document a financial impact.

  • Lending/Mortgage, Gambling, Not-for profit, Adult Entertainment, Pyramid and Religious Establishments will not be eligible to apply.

  • Applicants must be an operating business, not a passive real estate entity.

  • Applicants (Business) must have no outstanding state or federal tax liens.

  • In general, an applicant must have spent all funds received from government sources, private insurance, assistance, and any other sources for the intended purpose(s), and must still have an unmet need before he or she qualifies for CDBG-CV funds. Additionally, CDBG-CV applicants must verify that no other state/federal funding is available to meet these needs in order to avoid duplication.

  • Applicant will make small good faith repayment over the first year of the loan that will include interest. If the applicant meets repayment, other Bakersfield Business License requirements, and other programmatic guidelines, the loan will then convert to a grant.

Disclaimer: Due to the volume of application requests, the website or application page may temporarily be down from time to time. Please feel free to reload the page or to try again later.

Downloadable Applications

How to Apply and Submit Your Application Videos



Punjabi Entity Registration Training

Frequently Asked Questions

The loan amount is determined by the number of employees the business currently has or will hire, if a business has a total of 5 employees, the loan amount would be calculated as 5X$2,500, that would be a loan amount of $12,500.

Microenterprises with less than 25 employees, operating within the City of Bakersfield, who have been negatively impacted by COVID-19.

Yes, the max loan amount you qualify for is $2,500.

Businesses can go to and click on COVID-19 Relief Funds, please refer to City of Bakersfield ReSTART Loan to Grant Program.

This program is now closed.

No, all applications must be submitted online. Applicants that need assistance with completing their online application can call the Kern Women’s Business Center at 661-567-0410.

June 30, 2022, or until funds have been fully disbursed.

Yes, as long as you can demonstrate that the license has been renewed post approval.